First name
R
Middle name
R Kartika
Last name
Winahyu
Winahyu, R. R. K., Somantri, M. ., & Nurhayati, O. D. (2022). Predicting Creditworthiness of Smartphone Users in Indonesia during the COVID-19 pandemic using Machine Learning. In (p. 223—227). http://doi.org/10.1109/ISMODE53584.2022.9742831 (Original work published 2024)
Winahyu, R. R. K., Somantri, M. ., & Nurhayati, O. D. (2022). Predicting Creditworthiness of Smartphone Users in Indonesia during the COVID-19 pandemic using Machine Learning. In (p. 223—227). http://doi.org/10.1109/ISMODE53584.2022.9742831 (Original work published 2024)