The effective use of artificial intelligence (AI) to enhance cyber security has been demonstrated in various areas, including cyber threat assessments, cyber security awareness, and compliance. AI also provides mechanisms to write cybersecurity training, plans, policies, and procedures. However, when it comes to cyber security risk assessment and cyber insurance, it is very complicated to manage and measure. Cybersecurity professionals need to have a thorough understanding of cybersecurity risk factors and assessment techniques. For this reason, artificial intelligence (AI) can be an effective tool for producing a more thorough and comprehensive analysis. This study focuses on the effectiveness of AI-driven mechanisms in enhancing the complete cyber security insurance life cycle by examining and implementing a demonstration of how AI can aid in cybersecurity resilience.